Built for Punjabi Truckers · 🇺🇸 🇨🇦

Everything except
driving the truck.

Rate checks. Broker scores. Chain of custody. Tax savings. And Clutch Payments — same-day invoice funding at half the cost of traditional factoring. All on WhatsApp. No app. No login.

$2,800
unclaimed per diem sitting on the table every year
+$2,800
per month going independent on your target lanes
Free
forever — DriverYaar builds your profile while you drive

No app download·No setup fee·Cancel anytime·English & ਪੰਜਾਬੀ

200,000+ Punjabi truckers in North America$725M in cargo stolen in 2025 — 60% fictitious pickup fraudAverage per diem unclaimed: $2,800/yearTraditional factoring: 5-8% fee · Clutch: 2.5%30-50% of invoices paid late or disputedNo app. No login. Just WhatsApp.DriverYaar watches while you drive
200,000+ Punjabi truckers in North America$725M in cargo stolen in 2025 — 60% fictitious pickup fraudAverage per diem unclaimed: $2,800/yearTraditional factoring: 5-8% fee · Clutch: 2.5%30-50% of invoices paid late or disputedNo app. No login. Just WhatsApp.DriverYaar watches while you drive
Five Stages, One Platform

Every Punjabi trucker sits
in one of five stages.

Pick yours and see exactly what DriverYaar does for you — from your first day in a fleet to managing multiple trucks.

Stage 1 of 5
The Fleet Driver

You drive under a fleet. The truck might be yours, but they find the loads, set the rates, and handle the paperwork. Steady income — but every week you wonder if you're leaving money on the table. You are.

What's costing you right now
Per diem never claimed — $2,500-3,500 sitting with the CRA/IRS every year
No visibility on what the market actually pays for your lanes
The gap between fleet pay and own authority is invisible — so independence feels vague
No financial profile being built — banks and lenders don't know you exist yet
Free
forever for fleet drivers
DriverYaar earns your trust before asking for anything. Your financial profile builds in the background every month. When you're ready to jump — or when the market says jump — we'll both know.
Money & Tax
Per diem calculation — exact number, automatically
TL2 form ready for your accountant (Canada)
Annual tax savings estimate
Monthly savings tracker toward independence goal
Rate intelligence per load (you don't choose loads yet)
Invoice tracking (fleet handles this)
Independence Roadmap
Monthly gap: what fleet pays vs what own authority pays on your lanes
Capital needed to go independent — broken down month by month
Equipment recommendation based on current market
Proactive alert if market conditions shift in your favour
Broker relationship building guide — start now before you need them
Community Access
Broker reputation scores (read-only)
Community theft alerts — know what's happening on your lanes
Financial Safety Score begins building passively
Cannot submit broker reports (you don't hold the relationship yet)
Clutch Payments (no invoices to factor)
Clutch and all paid features unlock automatically when you get your own authority.
Stage 2 of 5
The New Owner-Operator

You just got your MC number. You're learning everything at once — rates, brokers, invoices, fuel, compliance, taxes. Every decision is new and expensive. You need someone in your corner who's seen it all before.

What's hitting you right now
Don't know if the rate on the table is fair — every load is a guess
Scared of bad brokers — one non-payment could sink your first month
Cash flow is tight — waiting 30-60 days on invoices while expenses don't wait
IFTA, per diem, load documentation — too much admin, too little time
$29
/month after 30-day free trial
Find $500 in the first month or we refund you. On a slow week, one better counter-offer from our rate check covers a year of DriverYaar.
✓ 30-day money back guarantee
Rate & Market Intelligence
Rate check on every load forwarded — market vs offered, instantly
Counter-offer suggestion included every time
Fuel surcharge included in true net calculation
Per diem auto-calculated monthly
Broker FMCSA verification before accepting any load
Load Protection
Full chain of custody — pickup and delivery photo logging
Tamper-evident hash + public verification URL
Invoice tracking up to 20 active invoices
Alerts at Day 30, 45, 60 overdue
Emergency protocol — "911" trigger with location broadcast
Clutch Payments (Starter)
Invoices up to $5,000 — same-day ACH funding
Green-rated brokers eligible
2.5% fee — half the industry average
Chain of custody confirmation required (protects you both)
Auto-approval (builds after 90-day clean history)
Clutch Payments keeps expanding as your history builds. Lower fees, higher limits, faster approvals — the longer you're here, the better it gets.
Stage 3 of 5
The Established Owner-Operator

You know your lanes. You have 3-8 broker relationships. Revenue is consistent. Now you're optimizing — squeezing the most out of every load, protecting every invoice, and thinking about whether a second truck makes sense.

What's slowing you down
Net-30 and Net-60 means a river of money you can't touch — killing cash flow
Brokers still have leverage — you need more data than they think you have
IFTA, per diem, quarterly taxes — hours per month on admin that should be automated
No clean financial picture for lenders when you want to grow
$49
/month — find $500 or get refunded
This is the full product. Rate intel, full broker intelligence, unlimited invoice tracking, IFTA, all 5 proactive triggers, full Driver Card. Everything automated — you just drive.
✓ $500 guarantee — month one
Full Intelligence
Real-time market rates every lane, every day
Full broker payment history — write and read community reports
Early warning when broker payment patterns shift
Double-broker detection signals
Coordinate with other drivers on the same slow broker
All 5 proactive alert triggers running 24/7
Automated Admin
IFTA auto-calculated from ELD data — quarterly filing ready
Per diem auto-tracked from load history — no counting days
Unlimited invoice tracking with automated follow-up
Bond claim preparation if broker goes unresponsive
Full Driver Card — community rank, FSS, achievements, QR-verified
Clutch Payments (Full)
Invoices up to $25,000
Green and Yellow-rated brokers both eligible
Auto-approval under $7,500 after 90 days clean history
2.5% standard — drops to 2.0% loyalty rate at 90 days
Same-day ACH funding always
Dispute documentation automatically assembled from COC
Stage 4 of 5
The Fleet Owner

You have 2-5 trucks and drivers. What used to be your job is now someone else's job — but you're still responsible when something goes wrong. Multiple invoices, multiple ELDs, multiple compliance deadlines. DriverYaar manages the fleet so you can run the business.

What gets complicated at scale
Cash flow multiplied — 3 trucks, 3 invoice timelines, 3 sets of broker problems
One bad driver interaction can affect your whole operation's broker relationships
Payroll, compliance, safety grades across multiple drivers — no single view exists
$149
/month for 2+ trucks — 30-day trial
Every driver gets full Stage 3 features. You get the fleet dashboard, aggregate intelligence, and Clutch at fleet rates. Fleet owners with strong profiles also become eligible community lenders.
Fleet Management
All Stage 3 features for every driver in the fleet
Fleet dashboard — all drivers, all invoices, all ELD statuses
Per-driver safety grades and HOS monitoring
Fleet-wide broker intelligence aggregated across all runs
Multi-driver chain of custody — all records accessible by owner
Payroll & Operations
Percentage-based payroll calculation — load revenue → driver settlement
Fleet Financial Safety Score for equipment financing applications
Insurance claim preparation across all fleet drivers
Proactive alert when any driver has an at-risk invoice
Clutch Payments (Fleet)
Invoices up to $50,000
2.25% fleet rate across all drivers (vs 2.5% individual)
Factor multiple driver invoices simultaneously
Dedicated review for large invoices
Community lender eligibility — deploy idle capital at 8-12% annual yield
Stage 5 of 5
The Dispatcher

You don't drive. You book loads, manage driver relationships, and coordinate. You need broker intelligence faster than anyone — and you're the first person a driver calls when something goes wrong.

What you're dealing with every day
Broker intelligence scattered — you're relying on memory and WhatsApp group tips
Can't monitor your drivers' invoice status — you find out when they complain
No way to broadcast available loads to trusted drivers in real time
$99
/month for up to 15 drivers — 30-day trial
You also earn a Clutch referral commission on every invoice your drivers factor — 0.25% of every factored invoice, passively. A dispatcher with 20 active drivers earns more in Clutch commissions than their subscription cost.
Dispatch Intelligence
Full Stage 3 features viewable across all 15 drivers
Aggregate broker performance across your entire network
Instant alert when any driver has an at-risk invoice
Broker dispute coordination across multiple affected drivers
Load Broadcasting
Post available loads to DriverYaar driver network
Rates auto-checked — must be within 5% of market (enforced)
Verified drivers only — no random contacts
$10/month per referred active DriverYaar subscriber
Clutch Referral Income
Refer drivers to Clutch Payments
Earn 0.25% of every invoice they factor — passively
Tracked automatically inside DriverYaar
Direct factoring (dispatchers don't hold invoices)
A dispatcher managing 20 active drivers, each factoring 3 invoices/month at $6K average: ~$900/month in Clutch commissions before their subscription even comes up.
Proactive Intelligence

DriverYaar is watching
while you drive.

You don't ask for these alerts. DriverYaar runs five triggers in the background 24/7 and messages you the moment conditions change. Five eyes on your business while both your hands are on the wheel.

📈
Rate Spike Alert

When rates on your primary lanes jump more than 8% in 7 days, you hear about it before the market moves again.

Active on $49+
⚠️
Broker Warning

Two or more community reports on a broker in 30 days triggers an automatic alert to every driver who has that broker in their network.

Active on $29+
💡
Market Opportunity

For fleet drivers building toward independence — when the equipment market and market rates align with your savings timeline, DriverYaar says so.

Active on Free+
🧾
Invoice at Risk

When a broker's payment pattern on your outstanding invoices shifts — suddenly slower or more excuses — DriverYaar flags it before you're chasing.

Active on $49+
🏁
Independence Milestone

When your savings hit a threshold and market conditions are right for your target equipment, DriverYaar delivers your independence report automatically.

Active on Free+
What triggers it
Target lane rate rises more than 8% in a 7-day rolling window
Applies to every lane you've run a load on in the last 90 days
Cross-referenced with seasonal patterns — so you're not alerted for normal seasonal spikes
Includes counter-offer guidance based on current market tension
Example alert
💬 DriverYaar → You · 6:14 AM

📈 Rate spike on your CA → TX lane

This week: $2.41/mi (+12.6% in 7 days)
Last week: $2.14/mi

Reefer tightness out of Fresno is driving it. If you have a load offer this week, counter at $2.45+ — the market will take it.

This spike typically holds 8-12 days. 🙏

What triggers it
2+ community reports on a broker within any 30-day window
Alert goes to every driver in the network who has an outstanding invoice with that broker
Alert also goes to anyone who has worked with them in the last 6 months
Includes Clutch Payments option — get your money out before it becomes a problem
Example alert
💬 DriverYaar → You · 11:32 AM

⚠️ Community warning: Delta Freight LLC

3 drivers in your network reported late payments in the last 30 days.

You have a $6,200 invoice outstanding with them.

Options:
Get paid now via Clutch (2.5% fee)
→ Continue waiting — we'll escalate at Day 38

Reply with your preference.

What triggers it
Market rates for your target equipment type exceed your fleet pay by $2,000+/month
Your DriverYaar financial profile shows savings pace on track for independence target
Equipment prices or lease rates shift into a favorable window
Only triggers for Stage 1 fleet drivers — not spam, only when meaningful
Example alert
💬 DriverYaar → You · Monthly update

💡 Independence update — Month 8

Reefer market: $3.18/mi avg on your lanes
vs fleet pay est: ~$2.20/mi equivalent

Gap this month: +$2,900/mo going independent

Your savings pace: 84% of target ✓
Timeline: ~11 months remaining

You're ahead of plan. 🙏

What triggers it
A broker you have an outstanding invoice with starts paying other drivers in the network more slowly
Their pattern shifts: used to be 28 days, now the network is seeing 38-45 days
Triggers before your invoice is even late — proactive, not reactive
Clutch offer auto-attached so you can act immediately
Example alert
💬 DriverYaar → You · 3:47 PM

🧾 Invoice risk flag — Horizon Logistics

Your $8,400 invoice is currently Day 18.

Pattern shift: Horizon has been paying 36-42 days to 5 drivers in the last 2 weeks. Their normal is 28 days.

Not alarming yet — but we're watching.

Clutch offer available now: receive $8,190 today
→ We'll escalate automatically at Day 31 if unpaid

What triggers it
Your savings pass a key threshold aligned with your independence target
Market rates on your target lanes are above the independence threshold for 30+ days
Equipment financing options available that match your financial profile
Full independence report delivered — not a nudge, a decision-ready analysis
Example alert
💬 DriverYaar → You · Month 19

🏁 Your Independence Report is ready

Target reached: $18,400 emergency fund ✓
Reefer market: $3.22/mi on your lanes — 14-month high
Equipment: 2022 Peterbilt 389 reefer — lease options from $2,100/mo

Projected month 1 net own authority: $9,800–$11,200
vs fleet current: ~$7,600

You're ready. Full report below. 🙏

Broker Intelligence

You should know who
you're dealing with.

Every broker in the DriverYaar network gets a score built from FMCSA data, payment history, and real reports from real drivers in your community. Green, Yellow, Red — you know before you load.

🟢 Green — Move Forward
Pacific Freight Solutions
MC# 847291 · Active since 2017
Avg payment time24 days
Late payment rate4%
Bond statusCurrent ✓
Community reports0 flags (90d)
Network loads completed84
Clutch eligibleYes ✓
🟡 Yellow — Proceed with Caution
Midwest Cargo Group
MC# 512089 · Active since 2020
Avg payment time38 days
Late payment rate19%
Bond statusCurrent ✓
Community reports1 flag (90d)
Network loads completed31
Clutch eligibleManual review
🔴 Red — Do Not Load
Delta Express Freight LLC
MC# 703421 · Active since 2022
Avg payment time61 days
Late payment rate52%
Bond statusUnder review ⚠️
Community reports6 flags (90d) 🚨
Network loads completed4 (disputes on 3)
Clutch eligibleNo

Scores are built from FMCSA public data + anonymous community reports from DriverYaar drivers. The more drivers in the network, the more accurate every score becomes.

Load Protection

When a broker says
you didn't deliver —
you have proof.

Fictitious pickup fraud is 60%+ of cargo theft. Disputed deliveries take months to fight. DriverYaar quietly builds your delivery record in the background — no extra steps, no paperwork, nothing to remember.

📋
Forward the rate con
Send DriverYaar your rate confirmation. Load is in the system — broker, lane, date, invoice amount all logged.
📍
Two messages. That's it.
Reply "picked up" at the shipper. Reply "delivered" at the receiver. DriverYaar timestamps both, anchors GPS, and seals the record. If your ELD is connected, even that is automatic.
🔒
Record is sealed and public
A permanent, tamper-evident record is created. Share the link with any broker, insurer, or investigator. No one can alter it — including DriverYaar.
Also what makes Clutch Payments work. Clutch finances your invoice because a confirmed delivery means the invoice is real. Delivery confirmation unlocks early payment.
⚠️ Broker dispute — Day 38
Broker (email): "We have no record of delivery to our Chicago facility on the 14th. We cannot process payment without proof of delivery."
DriverYaar reply sent automatically:

Delivery confirmed Nov 14 at 2:41 PM CST
GPS: 41.8827° N, 87.6233° W (Chicago IL) ✓
Record: driveryaar.com/coc/CHI-2847
Broker paid 4 days later. No lawyer. No collections agency. Just a link.
When DriverYaar asks for more
🟡 Yellow-rated broker: DriverYaar suggests one BOL photo at delivery. Your call whether to take it.
🔴 Invoice past Day 30: DriverYaar asks if you have a delivery photo. Helps with escalation. Still optional.
🟢 Green broker, ELD connected: Fully automatic. You do nothing.
Per Diem — Canada & USA

Your accountant
charges $1,100/year.

DriverYaar finds this in the first conversation — and it updates automatically every month from your actual load history. No day-counting, no spreadsheets, no forms to fill.

$69
CRA per diem rate for long-haul truckers in Canada — 2026 rate, automatically applied
80%
deductible for Canadian days on the road. US days calculated separately under CRA rules.
TL2
The CRA form your accountant needs — generated automatically and ready to forward.

🇺🇸 US drivers: IRS per diem is calculated the same way on your Schedule C. DriverYaar applies the correct rules for whichever side of the border each day was on.

🍁 2026 Per Diem Calculation
Canada days on road (est.)164 days
US days on road (est.)23 days
CRA rate$69/day
Canada deduction (164 × $69 × 80%)$9,062
US deduction (23 × $69 × 50%)$794
Total deduction $9,856
Estimated tax savings (26%) $2,562
DriverYaar calculates this automatically from your actual load history — no manual day counting. Updated every month.
✓ TL2 form auto-generated and ready to send to your accountant
Harpreet Singh
ਹਰਪ੍ਰੀਤ ਸਿੰਘ
847
Loads
98%
On-Time
Top 6%
Network
A
Safety Grade — Excellent
Financial Safety Score: 91/100
🏅 Lakh Club ⚡ Fast Pay 🔒 COC Verified ✓ 3-yr Clean
Your Driver Card

Your reputation,
made visible.

Banks don't know you. Insurance companies don't know you. Even good brokers are guessing. Your DriverYaar Driver Card puts your actual track record in one shareable, QR-verifiable document — built automatically from your real data.

📊
Safety Grade
Built from your ELD data — on-time rate, HOS compliance, miles driven safely. Updated monthly. You don't calculate it, you just earn it.
💰
Financial Safety Score
Your FSS is a creditworthiness signal built from load history, payment history, and savings rate. Used for Clutch approvals, equipment financing, and community lending eligibility.
🏅
Badges & Community Rank
Lakh Club (earned $100K in a year), Fast Pay (Clutch user with clean history), COC Verified, years of clean record. Your rank is your percentile in the full DriverYaar network.
🔲
QR-Verified Public URL
Anyone can scan the QR code and verify your card is real and current. Your broker, your insurance company, your bank — give them the link instead of paperwork.
Clutch Payments

Stop waiting 30 days for
money you already earned.

Clutch Payments is embedded in DriverYaar — it already knows your brokers, your chain of custody, and your track record. So it charges you half what traditional factoring companies charge, and gets you funded the same day.

01
📄
Invoice in system

You forwarded your rate confirmation. Chain of custody is complete at delivery. Invoice is verified and in DriverYaar — nothing extra to do.

02
🔍
Broker verified

Clutch cross-references the broker: FMCSA status, community reports, payment history. Green or Yellow gets approved. Red gets flagged before you even ask.

03
💬
Offer sent your way

When you're eligible, DriverYaar sends you the offer over WhatsApp — exact amount, exact fee, your choice. Work through it with us directly, no paperwork.

04
Funded today

Same-day ACH to your account. Clutch collects from the broker at the due date. You're on to the next load.

Traditional Factoring
Fee5–8%
Application3-5 business days
Knows your historyNo
Minimum volumeOften $10K+/mo
On a $6,200 invoiceLose $310–$496
Clutch Payments via DriverYaar
Fee2.5% (2.0% after 90 days)
ApplicationSame day
Knows your historyYes — your DriverYaar profile
Minimum volumeNone
On a $6,200 invoiceKeep $6,045
You save vs traditional$155–$341
ℹ️
Clutch Payments is an embedded financial service, not a separate product. You don't sign up for it separately. Once you're on a paid DriverYaar plan, Clutch eligibility builds automatically from your activity — chain of custody completions, broker scores in your network, and invoice history. We'll reach out when your first invoice is eligible.
🇨🇦 For Canadian Drivers

Most Punjabi drivers
in Canada are fleet drivers.

Steady income — but you're leaving thousands on the table every year without knowing it, and the path to independence is invisible without the right data. DriverYaar fixes both.

$2,800
average unclaimed per diem every year
🛃
Cabotage rules built in. When you deliver in the US, DriverYaar reminds you what pickups are legally allowed on the return run. Cabotage violations can cost your authority — we make sure you know the rules before you accept a load.
🇨🇦 Start free — fleet driver →
Your Independence Report
Current (fleet est.)$8,400/mo
Own authority estimate$11,200/mo
Monthly difference+$2,800
+$33,600 per year
Readiness checklist
Clean CVOR record — confirmed
2+ years driving experience — confirmed
Broker relationships: 0 of 3 target (start now)
Emergency fund: $9,200 of $15,000 target
DriverYaar updates this report every month and sends it automatically. Your independence plan starts on day one — for free.
Pricing

By the time you get here,
you already know it's worth it.

Start free. Every paid tier includes a 30-day free trial. The $49 tier comes with a $500 guarantee — if we don't find you $500 in month one, we refund everything. No questions.

Stage 1 · Fleet
Building Toward
Fleet drivers building toward independence
Free
Forever free · no credit card
Per diem calculation
Independence roadmap
Monthly market intelligence
Community access (read)
Financial Safety Score (passive)
Rate intelligence
Clutch Payments
Stage 2 · New Authority
Starting Out
New owner-operators under 1 year
$29/mo
30-day free trial · no card needed
Rate check on every load
Broker FMCSA verification
Invoice tracking (20 active)
Chain of custody
Emergency protocol
Clutch: up to $5K · Green brokers
Start trial →
💳 Clutch Payments included
Stage 3 · Most Popular
Operating
Established owner-operators 1+ year
$49/mo
Find $500 in month one or full refund
Everything in Starting Out
Full broker community intelligence
Unlimited invoices + IFTA auto
All 5 proactive alert triggers
Full Driver Card + community rank
Clutch: up to $25K · 2.0% loyalty
Start trial →
💳 Full Clutch access
Stage 5 · Dispatch
Dispatching
Dispatchers managing up to 15 drivers
$99/mo
30-day trial · up to 15 drivers
Stage 3 features for all 15 drivers
Aggregate broker intelligence
Load broadcasting to network
$10/mo per referred subscriber
0.25% Clutch referral commissions
Start trial →
💳 Earn Clutch commissions
Stage 4 · Fleet
Fleet
Fleet owners with 2-5 trucks
$149/mo
Requires 2+ trucks · 30-day trial
Stage 3 for all fleet drivers
Fleet dashboard + ELD monitoring
Driver settlement calculation
Clutch: up to $50K · 2.25% fleet rate
Community lender eligibility (FSS 80+)
Start fleet trial →
💳 Fleet Clutch + lender access

Start the conversation.

Your yaar is already watching. ਤੁਹਾਡਾ ਯਾਰ ਤਿਆਰ ਹੈ। 🙏

Forward us your last load. In five minutes we'll show you what you're leaving on the table — and what DriverYaar would have caught.

Fleet drivers free forever·30-day trial on all paid tiers·$500 guarantee on $49 tier·English & ਪੰਜਾਬੀ

💬 Start on WhatsApp →